Disability Rights
Financial planning built for families raising children with disabilities
Lucca de Campos Arantes built Inclusor AI, a free platform for families raising children with disabilities and for everyday people who want to start investing, now at 5,000+ registered users and over 70K interactions with no external funding and no marketing budget.
"What will happen when we're not here anymore?" That is the question Lucca de Campos Arantes watched his family face while he was growing up, along with how much to save, where to invest and how to plan for his younger sister's financial independence. His sister has Down syndrome. "With zero tools designed for any of it in the world, I created one," he says.
Inclusor AI is a free, AI-powered platform with two modules. Inclusor Planner interviews families about their specific situation and builds a financial plan adapted to their reality, including therapy costs, home adaptations and long-term care, with investment portfolios starting at R$25. Inclusor Invest lets anyone, regardless of income, direct their investments toward companies with real inclusive practices.
“Coming from Roraima, one of Brazil's most remote states, being able to bring my community's voice to international spaces is deeply meaningful to me.”
Lucca de Campos Arantes
Before writing a line of the methodology, he spent over six months doing qualitative interviews with 45+ families across all five regions of Brazil. The methodology draws on 60+ scientific papers from institutions including Harvard, MIT, the Center for Financial Inclusion and the World Bank. "I built it with no funding, no team at first, and no institutional support," he says.
The platform now has 5,000+ registered users and over 70K interactions, all organic, he says, through caregiver communities, disability networks and word of mouth. It remains free, "because the families who need it most are the ones who could least afford to pay."
He is a student at Colégio Cathedral. He is from Boa Vista, Roraima, a state he describes as the most economically neglected in Brazil. "Building Inclusor from here is part of the point," he says. He is also a researcher. He conducted an independent mixed-methods study on political barriers to green investment in Brazil and Latin America, published by Cogna Educação, and he presented those findings at COP30's Blue Zone as an official UN delegate. The platform was recognised by the Teach the Future Young Voices Award.
His sister is one of the main reasons he founded Inclusor, he says. "Her life has shown me that inclusion cannot remain just an aspiration, but part of how our society and economy work."
"Inclusor is the work I'll be doing for a long time," he says.